Free Loan & Mortgage Calculators

Understand the numbers before you borrow.

Free, easy-to-use calculators for mortgages, auto loans, personal loans, refinancing, debt payoff and more. Run the numbers and compare your options in seconds.

✓ Free to use
✓ No signup required
Simple by design

Run the numbers in three steps

LoanMathWorks calculators are designed to make financial estimates easier to explore without unnecessary complexity.

1

Enter your numbers

Add the loan amount, rate, term or other assumptions requested by the calculator.

2

Review the estimate

See payments, interest, payoff timing or other results based on the information entered.

3

Compare scenarios

Change the assumptions to see how different rates, terms or payments affect the numbers.

Understand the calculation

More than a number on a screen.

Along with calculator results, LoanMathWorks provides educational explanations designed to help you understand what the numbers mean and what assumptions may affect them.

Transparent assumptions: See the inputs used to generate each estimate.
Plain-language explanations: Understand common financial concepts without unnecessary jargon.
Scenario comparisons: Adjust the numbers and see how the estimated outcome changes.
Educational estimates: Use the tools to understand the numbers before reviewing official lender terms.

Ready to run the numbers?

Browse all LoanMathWorks calculators and choose the tool that matches the question you're working through.

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