Important information about using LoanMathWorks.

For informational and educational purposes only

The information, calculators and other resources available on LoanMathWorks are provided for general informational and educational purposes only.

Nothing on this website should be interpreted as individualized financial, lending, investment, tax, accounting or legal advice. Your financial circumstances may differ from the examples and assumptions used on this website.

LoanMathWorks is not a lender or broker

LoanMathWorks is not a bank, credit union, mortgage lender, loan broker or other financial institution.

We do not originate loans, approve credit applications, determine eligibility, set lending terms or make lending decisions.

Calculator results are estimates

Our calculators generate estimates based on the values and assumptions entered by the user and the formulas used by the applicable calculator.

Results may differ from actual lender calculations because of factors such as:

• Interest calculation methods
• Payment timing and daily interest accrual
• Origination fees and other loan charges
• Closing costs
• Taxes and insurance
• Rounding practices
• Lender-specific policies
• Changes in rates or loan terms

Calculator results should not be considered an official loan estimate, payoff statement, disclosure or offer of credit.

No guarantee of loan approval or terms

Information displayed on LoanMathWorks does not guarantee that you will qualify for financing or receive any particular interest rate, monthly payment, loan amount or other loan term.

Lenders may consider credit history, income, debt, collateral, property information, market conditions and many other factors when evaluating an application.

No guarantee of savings or financial outcome

Calculators that compare repayment strategies, refinancing, extra payments or other financial scenarios are intended to illustrate how different assumptions may affect estimated results.

LoanMathWorks does not guarantee that any particular strategy will reduce your costs, save money, improve your credit or produce a specific financial result.

Verify important information independently

Before entering into a loan, refinancing agreement or other financial transaction, review the official terms and disclosures provided by the applicable lender or financial institution.

For decisions involving your specific financial, tax or legal circumstances, consider consulting an appropriately qualified professional.

Third-party information and links

LoanMathWorks may occasionally reference or link to websites, services or information provided by third parties.

Third-party websites operate independently from LoanMathWorks. Their information, availability, privacy practices, terms and services are controlled by those third parties and may change without notice.

Information may change

Financial products, interest rates, regulations, lending practices and other information can change over time.

While LoanMathWorks aims to provide useful and understandable information, we do not represent that every piece of information will always reflect the most recent product terms, lender practices or legal requirements applicable to your circumstances.

Your decisions remain your responsibility

You are responsible for evaluating the information and calculator results available on LoanMathWorks and deciding whether they are appropriate for your circumstances.

You should not rely solely on a LoanMathWorks calculator when making a significant borrowing, refinancing, repayment or other financial decision.