Terms for using LoanMathWorks.

Purpose of LoanMathWorks

LoanMathWorks provides financial calculators and educational information intended to help visitors better understand common borrowing, repayment, interest and debt-related calculations.

The website is intended for informational and educational use. It does not provide personalized financial, lending, investment, tax, accounting or legal advice.

Calculator results

Calculator results are estimates generated from the information and assumptions entered by the user.

Results may differ from actual lender calculations, loan documents, payoff statements, disclosures or financial institution estimates because of differences in fees, payment timing, daily interest, rounding, taxes, insurance and other factors.

You should verify important financial information using official documentation from the applicable lender or financial institution.

No lender or broker relationship

LoanMathWorks is not a bank, lender, mortgage company, credit union, loan broker or other financial institution.

Using this website does not create a lender-borrower, broker-client, advisor-client or other professional relationship between you and LoanMathWorks.

No guarantee of accuracy or outcome

LoanMathWorks aims to provide useful and understandable tools, but calculator results and website content may contain limitations, errors or differences from real-world financial products.

We do not guarantee that:

• Calculator results will exactly match lender calculations
• Information will always be complete or current
• A particular loan or product will be available to you
• You will qualify for a particular interest rate or loan amount
• A particular repayment strategy will produce a specific result

Your responsibility when using the site

You are responsible for evaluating the information and estimates provided through LoanMathWorks and deciding how, or whether, to use them.

You should consider your individual circumstances and obtain appropriate professional guidance when making significant financial, legal, tax or investment decisions.

Permitted use

You may use LoanMathWorks for lawful personal, educational and informational purposes.

You agree not to use the website in a way that could interfere with its operation, security or availability.

Prohibited activities may include:

• Attempting to gain unauthorized access to the website or its systems
• Introducing malicious code, malware or harmful software
• Using automated systems in a manner that places unreasonable load on the website
• Attempting to bypass website security or access controls
• Using the site for fraudulent or unlawful activity

Website content and intellectual property

The design, layout, written content, calculator interfaces, graphics and other original materials available on LoanMathWorks may be protected by copyright, trademark and other intellectual property laws.

You may view and use the website for personal and informational purposes. You may not reproduce, republish, distribute, sell, modify or commercially exploit substantial portions of the website without permission where such permission is required by law.

Third-party links and services

LoanMathWorks may contain links to websites or services operated by third parties.

These links may be provided for convenience or informational purposes. Third-party websites are operated independently and are subject to their own terms, privacy policies and practices.

A link to a third-party website does not necessarily mean that LoanMathWorks endorses or guarantees that website, service or information.

Advertising and affiliate relationships

LoanMathWorks may display advertising, sponsored content or affiliate links in the future.

If affiliate relationships or sponsored arrangements are used, appropriate disclosures may be provided where relevant.

Advertising or compensation does not change the fact that calculator results are estimates and should be independently evaluated before making financial decisions.

Website availability

LoanMathWorks may be updated, modified, suspended or temporarily unavailable from time to time.

We do not guarantee uninterrupted access to the website or that every calculator, page or feature will remain available indefinitely.

Limitation of responsibility

To the extent permitted by applicable law, LoanMathWorks is not responsible for losses or damages resulting from reliance on calculator estimates, educational content or other information provided through the website.

You remain responsible for verifying financial information and evaluating whether a particular financial decision is appropriate for your circumstances.

Privacy

Your use of LoanMathWorks is also subject to our Privacy Policy, which explains how information may be collected, used and handled when you visit the website.

Changes to these Terms

LoanMathWorks may revise these Terms of Use from time to time to reflect changes to the website, services, technology, business practices or applicable requirements.

When changes are made, the "Last updated" date near the top of this page may be revised.

Questions about these Terms

If you have a question about these Terms of Use, you may contact LoanMathWorks through our Contact page.