Your privacy and LoanMathWorks.

Information you provide

LoanMathWorks may collect information that you voluntarily provide when you contact us, submit a message or otherwise communicate with the website.

Depending on the method of communication, this information may include your name, email address, message and any other information you choose to provide.

Please avoid including highly sensitive financial information, account numbers, passwords or other confidential credentials when contacting us.

Information collected automatically

Like most websites, certain technical information may be collected automatically when you visit LoanMathWorks.

This may include:

• Internet Protocol (IP) address
• Browser type and version
• Device type and operating system
• Pages viewed on the website
• Date and time of visits
• Referring pages or websites
• General interaction and performance information

This information may be generated through web server logs, hosting services, security tools, cookies or similar technologies.

Information entered into calculators

LoanMathWorks calculators may ask you to enter values such as loan amounts, interest rates, income, debt payments, loan terms or other financial assumptions.

Calculator fields are intended to perform calculations and provide estimates. You should not enter personally identifying information, bank account information, Social Security numbers, passwords or other confidential credentials into calculator fields.

Cookies and similar technologies

LoanMathWorks and service providers that support the website may use cookies, local storage or similar technologies to help operate, secure, analyze and improve the site.

Cookies are small pieces of information that may be stored on your browser or device. They may be used for purposes such as:

• Maintaining website functionality
• Remembering certain preferences
• Understanding website traffic and performance
• Detecting security issues or abuse
• Supporting analytics
• Supporting advertising, ad measurement and related features when enabled

Most browsers allow you to delete or block cookies through browser settings. Disabling certain technologies may affect how some website features function.

Google Analytics

LoanMathWorks uses Google Analytics to help us understand how visitors find and use the website and to measure website performance.

Google Analytics may collect information such as pages viewed, approximate geographic information, browser and device information, referral sources, interactions with website content and other usage information.

This information helps us understand how the website is being used, identify areas that may need improvement and evaluate the performance of our calculators and educational content.

Google Analytics may use cookies or similar technologies as part of providing its analytics services. Visitors may be able to manage certain cookies or tracking technologies through browser settings, device controls or other privacy tools made available by relevant service providers.

Advertising and Google AdSense

LoanMathWorks may use Google AdSense and other third-party advertising services to display, deliver and measure advertisements on the website. Advertising may be contextual, non-personalized or, where permitted by law and your choices, personalized.

Third-party vendors, including Google, may place and read cookies on your browser or use web beacons, IP addresses or other identifiers as a result of advertisements being served or advertising technology being used on LoanMathWorks.

Google and its advertising partners may use advertising cookies to serve ads based on your prior visits to LoanMathWorks or other websites. These technologies may also be used to measure ad performance, limit repeated advertisements, detect fraud and help provide relevant ads.

You can learn more about how Google uses information from websites that use Google services at How Google uses data when you use our partners' sites or apps .

You may manage or opt out of personalized advertising through Google Ads Settings . Additional choices may also be available through your browser, device, consent controls presented on the website or other industry opt-out tools.

Advertising consent and privacy messages

Depending on your location, LoanMathWorks may display a consent or privacy message before certain advertising or measurement technologies are used. Where required, these controls may allow you to accept, reject or manage certain advertising and cookie choices.

LoanMathWorks may use Google's consent management tools or another compatible consent management platform to collect and communicate privacy choices where required by applicable law or Google policies.

Your available choices may differ based on your location, browser, device and the services active on the website.

How information may be used

Information collected through LoanMathWorks may be used to:

• Operate and maintain the website
• Provide requested website functionality
• Respond to questions or messages
• Improve calculators, content and user experience
• Understand website traffic and usage patterns
• Measure website and content performance
• Protect the site against fraud, abuse or security threats
• Comply with applicable legal obligations

How information may be shared

Information may be shared with service providers that assist with website hosting, security, analytics, communications or other technical functions necessary to operate LoanMathWorks.

This may include service providers such as Google where services such as Google Analytics are used to measure website traffic and performance, and Google AdSense or other advertising providers where advertising services are enabled.

Information may also be disclosed when reasonably necessary to comply with applicable law, respond to valid legal processes, protect the security of the website or protect the rights and safety of LoanMathWorks, its visitors or others.

LoanMathWorks does not directly sell personal information for money. Certain analytics or advertising technologies, if used, may be treated as sharing or similar activity under some privacy laws.

Third-party websites and services

LoanMathWorks may contain links to websites or services operated by third parties and may use third-party services to help operate and analyze the website.

Third-party services, including analytics providers, advertising providers and ad technology partners, operate under their own privacy policies, terms and practices. We encourage you to review the privacy information provided by services and websites you use.

Data retention

Information may be retained for as long as reasonably necessary for the purpose for which it was collected, to operate and secure the website, respond to communications, maintain appropriate records or satisfy applicable legal obligations.

Retention periods may differ depending on the type of information and the service involved.

Data security

Reasonable measures may be used to help protect information associated with the operation of LoanMathWorks.

However, no website, internet transmission or electronic storage system can be guaranteed to be completely secure.

Your privacy choices

Depending on your location and applicable law, you may have certain rights concerning your personal information.

These rights may include the ability to request access, correction or deletion of certain personal information, or to object to or limit certain uses of information.

You may also be able to control cookies and other technologies through browser settings, device settings, privacy controls presented by the website or relevant service providers. If Google personalized advertising is enabled, you may also manage personalized ad settings through Google Ads Settings.

Children's privacy

LoanMathWorks is a general financial education and calculator website and is not designed or directed specifically toward children.

We do not knowingly seek to collect personal information from children through our calculators.

Changes to this Privacy Policy

LoanMathWorks may update this Privacy Policy from time to time to reflect changes to the website, technologies we use, service providers, legal requirements or privacy practices.

When changes are made, the "Last updated" date displayed near the top of this page may be revised.